He's got me addicted to him. I can't seem to get enough of reading his writing or listening to his words of wisdom.
But don't worry. My husband's addicted to him, too.
Yes, as I mentioned earlier, we are fully sold on Dave Ramsey. You've probably heard of him, you may even owe him your financial peace, but we've only recently gotten completely on board with his advice. I think the thing that started it all was about a month or so ago when Garfield told me that his talk radio show was on from 1-4 in the afternoons (on 550 am for those of you here in the SA area). Hmmm...naptime falls in that slot, thinks me. Hubby and I both began listening on a regular basis, which led to parusing his website, which led to buying his Total Money Makeover book and Financial Peace personal planning software, which is now leading to us finally feeling like we're making progress.
He's not a get-rich-quick type of guy. Rather, he's a work-crazy-hard-for-awhile-because-it's-worth-it advocate. I've always hated, loathed, abhored having debt (am I being fuzzy on the issue?), and I think I was doing a fairly good job tackling it. But I've learned alot from good ol' Dave, and there are definitely some things we've started changing.
I now know exactly (to the penny) how much our total debt is, how much we're paying toward it each month, which month we'll be out of debt if we stay on this track, and how to prioritize which debt to pay off first. It's beautiful.
The best part it, Garfield and I are now attacking this with equal zeal. Before, I thought we were on the same page, but it wasn't until talking about specifics and formulating a plan based on the proper motivation that I realized we're so much more effective hitting this Behemoth together. Die, debt fiend, die!